09 December 2025, 3:30 PM
Central Otago locals love the long, sun-soaked season here, but rising temperatures are also bringing a higher risk of fast-moving fires across our dry landscape.Hotter summers and longer dry spells are becoming more common across the world, and Central Otago is right at the sharp end of those changes.With more days climbing over 25°C each year, places like the Clutha Valley, Lake Dunstan and the Manuherikia are expected to see some of the biggest increases in heat by the end of the century. That extra warmth might be great for stonefruit, but it also raises the fire danger for homes, lifestyle blocks, and farms. Reduced frost and snowfall in winter also affect water storage and crop resilience, compounding the risks for lifestyle blocks and farms.Dry vegetation, strong nor’westers and limited rainfall all create the perfect conditions for rural fires to take hold – and spread quickly. Understanding how your land, buildings and daily routines may add to that risk is one of the most important steps you can take to protect your home.Three ways to reduce your property’s fire risk this summer1. Know your land and the hazards around youFire and Emergency NZ notes that most rural fires start from preventable causes, so proactive property checks are one of the most reliable ways to protect your home, assets, and livelihood during the peak of summer.Fire risk starts small. Dry grass, leftover firewood piles, fallen branches, rubbish heaps and even a forgotten bottle or piece of broken glass acting like a magnifying glass can all help a fire ignite. Unsecured gas bottles, and flammable liquids are also risks to be aware of. Walk your property regularly and look for anything that could fuel a blaze.Embers can travel more than 2 kilometres, so it’s worth looking beyond just your immediate boundary. Highly flammable trees such as pine, cedar, fir, larch, spruce, eucalyptus, kānuka and mānuka shouldn’t be planted within 10 metres of your home. Keeping vegetation low, clearing debris, and maintaining firebreaks all help slow the spread of fire.2. Have a plan in case a fire breaks outA good plan gives your property a fighting chance.Having multiple hoses ready means you can tackle flames from different angles if a blaze begins. Storing water barrels or tanks around the property adds another layer of protection when pressure drops or access is tight.Make sure your home has a clear, well-maintained safety zone. Irrigated green grass acts as a natural fire break, and Fire and Emergency NZ recommends keeping that area free of anything that could ignite – from stacked firewood to outdoor clutter. If you’re building or renovating, consider fire-resistant materials where you can.If you use heavy machinery, always carry a fire extinguisher. Hot exhaust and dry grass are a dangerous mix, and a small spark can move fast in Central Otago conditions.A quick checklist to keep in mind:Stack firewood well away from the houseClear gutters, decks, and dead vegetationAvoid machinery use near dry grass on hot days3. Understand your cover and protect what mattersFire risk isn’t just a property issue – it’s an insurance one too.Your broker is there to help make sure your sum insured keeps pace with rising building costs so you’re not caught short. They also talk to insurers about the steps you’re already taking to reduce fire risk, which can make a real difference at renewal time.Affordability matters, and brokers work with you to keep your cover sustainable – from negotiating premiums to adjusting excesses or setting up instalment options. The goal is simple: protecting your home, your assets, and the lifestyle you’ve built here without having to compromise on essential cover.However hot this summer gets, taking a few practical steps now helps keep our community safer – and reminds us why Central Otago is a place we’re proud to call home.If you'd like any help, C & R Insurance are here for you. You can call us on 03 448 7139 or check out our website hereSponsored Content: This article has been submitted by a contributing local expert as part of The Central App’s sponsored advisor programme.