As heavy rain, strong winds and flooding continue to affect parts of Central, many households and rural properties are assessing damage caused by the storm.

If you’ve been impacted, here are three helpful steps to keep you and your property safe, and to support a smoother recovery process.

1.People come first

Check yourself and those around you are safe. That includes your neighbours, especially if they live alone or have limited mobility. Avoid unnecessary travel while strong winds or flooding are ongoing.

In an emergency, always call 111.

2.Check your property

Once it’s safe to do so, carefully inspect your home or buildings for damage.

• Look for signs of structural movement, broken items, or hazards related to gas, electricity, or water.
• Farm and lifestyle block owners should take extra care with chemicals, sheds, and fencing.
• If you have the equipment and ability to secure loose items or prevent further damage, go ahead , but make sure you take photos or video first. These will be useful for any insurance assessment.
• Avoid throwing away anything that might be part of a claim until it’s been reviewed.

3.Document the damage

Photos and video are essential to show the extent of any damage, what steps you’ve taken to clean up, and help get your insurance claim underway quickly.

Add a description if possible, even simple voice notes can help.

This article was provided by C&R Insurance as part of their commitment to supporting clients across Central Otago before, during and after major weather events.