Quite a few people, and you may be one of them, have something unusual or unique

they need to insure.

We at C&R specialise in finding cover for tricky areas.

Do you have rare, valuable, or collectible items in your home? Perhaps you have a

comprehensive wine collection, original art, or first edition books. Are you sure they

are covered under your contents policy? Have they been appraised?

Insurance can’t replace the items, but it can provide funds to put you back into the

same position as you were prior to a loss.

Do you own a classic car or motorbike? Specialist insurers will provide market or

agreed value options for either storage and restoration cover or comprehensive

cover based on hobby or occasional use.

If it is your everyday car (well done!) cover can still be in place with an agreed

replacement value.

We can also help you figure out whether your car is a classic. Holden stopped making

V8 Commodores in 2017 and the last V8s are already considered classics. Ford’s

Aussie V8s pre-2016 are typically appreciating in value. Consequently, traditional car

insurance based on a reducing market value may not be the best option for your

rumbling V8.

What about your caravan or motorhome? Cover can include your contents kept in a

caravan and return home/roadside assistance following a loss. If you live in your

caravan or motorhome, cover can also fund alternative accommodation options

following damage to your caravan.

Getting married? While we can’t ensure that the bride and groom turn up on time,

most other costs incurred due to cancellation or postponement by any cause beyond

your control can be insured under wedding cover.

Running a charity golf tournament? You could offer a $70,000 ute as a hole-in-one

prize without buying the vehicle. Simply arrange Hole-in-One Cover through your

broker, confirm a few details, and offer participants an awesome opportunity for a

small cost.

It can be difficult to get your insurer to cover out-of-the-ordinary items and

situations.

A C&R Insurance broker will work with you to identify your needs and provide you

with a range of options to protect you, your assets, and your business.

We want to make it easy for you.