Financial pressures are continuing to hit home for many Central residents, with many faced with rising costs and changes to their employment situation.

Central Otago Budgeting Services has been busy supporting individuals and families as a result, and that workload is expected to increase, co-ordinator Pam Hughes said.

She said health issues were another aspect affecting some people, which was adding to what was already a challenging and stressful time for people.

In other cases, some people’s circumstances have changed, due to job loss, reduced work hours, or a growing family, which often meant less money coming into the household.

A lack of childcare throughout the district also means some parents have no choice but to stay home instead of going back to work.

Increased mortgage rates are another challenge many people have to work through.

“In some cases, people’s mortgage rates have tripled.”

However, Pam said there could potentially be help at hand for some people, which is where her expertise and knowledge comes in.

“Some people don’t realise they might be able to apply for a rates rebate. They might not get the full amount, but they could get something towards it, but people don’t know these things.”

She said people are having to think about where their money is going - not overspend or over-indulge.

“It’s so easy to put things on tick.

“You do have to stop and think about what are these costs, have you got two cars when you could really get away with having only one car.”

She also suggested people talk to their employer to see if there were any avenues of support they could offer.

In some cases workplaces might be able to assist by way of a fuel card, a phone or vehicle for work use.

“It’s all about talking,” she said.

Central Otago Budgeting Services has recently put together several pamphlets to provide people with practical financial information, including for those planning ahead, or in regards to money and practical matters after a death.

The Ministry of Social Development also has a page on its website called 'check what you might get', which supports people to better understand their entitlements.

To find out more tune in to this week’s The Outlet podcast where Pam talks more about the situation in Central.

For more information email [email protected] or phone 03 448 8072.